Privacy Policy

Revised: October 3, 2024

Please read this privacy policy (the “Privacy Policy”) carefully. Your access to the website www.nbs-us.com (“website”) to access the services and information (“Services”) offered by Navigator Business Solutions, Inc., a Utah corporation (“NBS” or “we” or “our” or “us”) on the website, and your acceptance of other agreements, terms of use, or terms and conditions required for you to access the website creates a binding, legal agreement between us and you (“you” or “your”). Your access to the website and use of the services shall be governed by this Privacy Policy and any other agreements required to access our website. This Privacy Policy also describes how we collect and use the information you provide or post to the website. This Privacy Policy is intended to be read together with any other agreements we require for you to use our website, and in the event of a conflict between this Privacy Policy and any other terms in our agreements, this Privacy Policy shall prevail. Your access or registration, as applicable, shall be deemed your acceptance of the terms of this Privacy Policy as of the date of first access or registration, as applicable (the “Effective Date”). If you choose to accept this Privacy Policy, you must do so as written, without modification. If you do not accept this Privacy Policy, you will not be allowed to access the Services. By using the website, you accept the terms and conditions described in this Privacy Policy. You warrant and represent that you are at least 18 years of age and that you have the legal authority to enter into this Privacy Policy as an individual or on behalf of your employer.

This Privacy Policy has been compiled to better serve those who are concerned with how their personally identifiable information (“Personally Identifiable Information” or “PII”) is being used online. PII, as described in US privacy law this Privacy Policy, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read this Privacy Policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your PII in accordance with our website.

What personal information do we collect from the people that visit our blog, website or app?

When ordering or registering on our website, as applicable, you may be asked to enter your name, email address, mailing address, phone number, or other details to help you with your experience.

When do we collect information?

We collect information from you when you visit our site, register on our site, subscribe to a newsletter, fill out a form or enter information on our site.

How do we use your information?

We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:

• To personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested.

• To improve our website in order to better serve you.

• To allow us to better service you in responding to your customer service requests.

• To send periodic emails regarding your order or other products and services.

• To follow up with you after correspondence (live chat, email or phone inquiries)

When you visit or log in to our website, cookies  and similar technologies may be used by our online data partners or vendors to associate these activities with other personal information they or others have about you, including by association with your email or home address. We (or service providers on our behalf) may then send communications and marketing to these email or home addresses. You may opt out of receiving this advertising by visiting https://app.retention.com/optout

How do we protect your information?

Our website is scanned on a regular basis for security purposes and known vulnerabilities in order to make your visit to our website as safe as possible.

We use regular malware scanning.

Your PII is contained behind secured networks and is only accessible by a limited number of persons on a “need to know basis” who have special access rights to such systems and are required to keep the information confidential. In addition, all sensitive/credit information you supply to us is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user enters, submits, or accesses his/her information to maintain the safety of the user’s personal information.

All transactions are processed through a gateway provider and are not stored or processed on our servers.

Do we use cookies?

Yes. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the website's or service provider's systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your on-line shopping cart. They are also used to help us understand your preferences based on previous or current website activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregated data about website traffic and website interaction so that we can offer better website experiences and tools in the future.

We use cookies to:

• Understand and save user's preferences for future visits.

• Keep track of advertisements.

• Compile aggregated data about website traffic and website interactions in order to offer better website experiences and tools in the future. We may also use trusted third-party services to track this information on our behalf.


You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since various browsers are a little different, look at your browser's Help Menu to learn the correct way to modify your cookies.

If you turn cookies off, some of the features that make your website experience more efficient may not function.

Third-party disclosure

We do not sell, trade, or otherwise transfer to unaffiliated third parties your PII.

Third-party links

We do not include or offer third-party products or services on our website.

Google

Google's advertising requirements can be found in Google's Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en

We use Google AdSense Advertising on our website.

Google, as a third-party vendor, uses cookies to serve ads on our site. Google's use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.


We have implemented the following:

• Remarketing with Google AdSense

• Google Display Network Impression Reporting

• Demographics and Interests Reporting

We, along with third-party vendors such as Google, use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.


Opting out:
Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative Opt Out page or by using the Google Analytics Opt Out Browser add on.

California Online Privacy Protection Act

CalOPPA is a state law that requires commercial websites and online services to post a privacy policy. The law requires persons or companies that operate websites collecting PII from California consumers to post a conspicuous privacy policy on their/its websites stating exactly the information being collected and those individuals or companies with whom it is being shared. - See more at: https://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf


According to CalOPPA, we agree to the following:

Users can visit our site anonymously.

Once this Privacy Policy is effective, we will add a link to it on our home page or on the first significant page after entering our website.

Our Privacy Policy link includes the word 'Privacy' and can easily be found on the page specified above.


You will be notified of any Privacy Policy changes:

• On our Privacy Policy page

You can change your personal information:

• By emailing us at info@nbs-us.com.

• By chatting with us on our website chat widget


How does our site handle Do Not Track signals?

We honor Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.


Does our site allow third-party behavioral tracking?

It is also important to note that we allow third-party behavioral tracking

COPPA (Children Online Privacy Protection Act)

When it comes to the collection of PII from children under the age of 13 years old, the Children's Online Privacy Protection Act (“COPPA”) puts parents in control. The Federal Trade Commission (“FTC”) enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children's privacy and safety online.

We do not specifically market to children under the age of 13 years old.

CAN-SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

We collect your email address in order to:

• Send information, and respond to inquiries, requests, or questions

• Process orders and to send information and updates pertaining to orders.

• Send you additional information related to your product and/or service

• Market to our mailing list or continue to send emails to our clients after the initial transaction has occurred.


To be in accordance with CAN-SPAM, we agree to the following:

• Not use false or misleading subjects or email addresses.

• Identify the message as an advertisement in some reasonable way.

• Include the physical address of our business or site headquarters.

• Monitor third-party email marketing services for compliance, if one is used.

• Process opt-out/unsubscribe requests within a reasonable time.

• Allow users to unsubscribe by using the link at the bottom of each email.


If at any time you would like to unsubscribe from receiving future emails, you can email us at:

• Follow the instructions at the bottom of each email, and we will promptly remove you from all correspondence.

Updates to Privacy Policy.

WE RESERVE THE RIGHT TO AMEND THE WEBSITE AND THE TERMS OF THIS PRIVACY POLICY IN OUR DISCRETION FROM TIME TO TIME. WE WILL ENDEAVOR TO PROVIDE YOU WITH MATERIAL UPDATES TO THIS PRIVACY POLICY TO THE EMAIL ADDRESS YOU PROVIDE US UPON REGISTRATION OR TO SUCH EMAIL ADDRESS AS YOU MAY PROVIDE US THEREAFTER IN ACCORDANCE WITH THIS PRIVACY POLICY OR WITH NOTICE ON THE SITE, PRIOR TO THE CHANGE BECOMING EFFECTIVE. THE FOREGOING NOTWITHSTANDING, YOU ARE RESPONSIBLE FOR MONITORING THE WEBSITE FOR CHANGES TO THIS PRIVACY POLICY. We may, but are not obligated to, offer upgrades, updates, and improvements to the website and Services, and to add or discontinue any Services at any time.

Law Enforcement, Corporate Transactions

You understand and agree that we monitor usage on the website and the Services and that we may share your use of the website and Services, including PII, with law enforcement agencies and officials in response to inquiries or if we have reason to believe that your use of the website and Services is for an unlawful purpose. We may also share your use of the website and Services, including PII, to third parties without your prior consent as required by law, a court order, a subpoena, legal process, governmental request, to investigate fraud, or as we determine is necessary or advisable to protect its interests or your safety or the safety of others.

If we are involved in a merger, acquisition, or sale of all or substantially all of its assets, you will be notified via email and/or a prominent notice on our Website of any change in control of NBS or uses of your PII, as well as any choices you may have regarding your PII.

Notices.

Except as expressly permitted herein, all other notices provided for herein shall be effected either by recognized international express courier, postage pre-paid, or by First Class United States Mail, postage pre-paid, to the address listed on the website in our case, and to the address you listed in your registration page in your case. Notice shall be deemed received two days following tender to such courier and three days following posting by mail.

NBS

170 S Main St

Pleasant Grove, UT 84062

info@nbs-us.com